Affiliate Disclosure

How we make money

Growing Wealth is a free, independently operated personal finance website. To keep it running, some of the links on this site are affiliate links — meaning if you click through and sign up or make a purchase, we may receive a small commission from the company at no extra cost to you.

These commissions help us cover the costs of researching, writing, and maintaining the guides you read here. Without them, Growing Wealth would not exist.

Who we work with

We have affiliate relationships with a number of Canadian financial products and services. Our current partners include:

Our editorial principles

Having affiliate relationships does not change what we write. Here is how we protect the integrity of our recommendations:

• We never recommend a product just because it pays a commission. If we wouldn’t personally use it, we won’t recommend it.
• Affiliate products are evaluated the same way as non-affiliate products. A higher commission does not earn a higher ranking.
• We disclose affiliate relationships clearly wherever they exist — in articles, comparison tables, and on this page.
• We include honest pros and cons for every product we review, including affiliated ones. We don’t hide the downsides.
• Our rankings and recommendations are based on features, fees, rates, and suitability for Canadian families — not commercial relationships.

What this means for you

When you click an affiliate link and sign up, you typically receive the same rate, offer, or product you would get by going directly to the company’s website. In some cases, our links carry exclusive sign-up bonuses that are better than what you’d find elsewhere — we’ll always note when that’s the case.

You are never charged more for using our links. The commission comes from the company, not from you.

Not financial advice

Everything on Growing Wealth is for informational purposes only. Our guides are designed to help you understand your options — they are not personalised financial advice. Before making any significant financial decision, please consult a licensed financial advisor who understands your full situation.