Privacy Policy

Who we are

Growing Wealth (growingwealth.ca) is a Canadian personal finance website. We are an independent, family-run operation based in Ontario, Canada. We are not a financial institution, bank, or licensed financial advisor.

For privacy questions, contact us at the address on our contact page.

Information we collect

We collect information in two ways:

Information you provide directly — If you use our contact form, we collect your name and email address so we can respond to your message. We do not add you to any mailing list without your explicit consent.

Information collected automatically — When you visit our site, we automatically receive standard technical data that browsers send to web servers, including your approximate location, browser type, and the pages you visit. This data is collected in aggregate and is not linked to your identity.

How we use it

We use the information we collect to:

• Respond to messages you send us through the contact form
• Understand which content is useful so we can improve our guides
• Monitor site performance and diagnose technical issues
• Comply with legal obligations

We do not use your information for advertising. We do not sell or rent your data to third parties.

Cookies and analytics

Our site uses cookies — small text files stored on your device — to help the site function and to understand how visitors use it.

Analytics: We use Google Analytics 4 to collect anonymous data about site traffic (pages viewed, time on page, approximate location by country/province). This data is aggregated and cannot identify you personally. You can opt out of Google Analytics by using the Google Analytics opt-out browser add-on.

Functional cookies: Some cookies are necessary for the site to work correctly, such as remembering your preferences or preventing spam submissions on our contact form.

You can control cookies through your browser settings. Disabling cookies may affect some functionality on the site.

Third-party services

Growing Wealth uses a small number of third-party services to operate. Each has its own privacy policy:

• Google Analytics — website traffic analytics (Google Privacy Policy)
• Formspree — contact form processing (Formspree Privacy Policy)
• Hostinger — website hosting (Hostinger Privacy Policy)

When you click affiliate links on our site, you are directed to third-party financial products and services. Those companies have their own privacy policies which govern any data you provide to them.

Your rights

As a Canadian resident, you have rights under PIPEDA (the Personal Information Protection and Electronic Documents Act) and applicable provincial privacy legislation, including:

• The right to know what personal information we hold about you
• The right to correct inaccurate information
• The right to request deletion of your information
• The right to withdraw consent for data processing at any time

To exercise any of these rights, contact us through our contact page. We will respond within 30 days.

Data retention

We retain contact form submissions for as long as necessary to respond to your inquiry, then delete them. Analytics data is retained for 14 months as per our Google Analytics settings. We do not store payment information — we do not process payments directly.